If you are SELF-EMPLOYED: If you are self-employed, you deserve a health plan that can offer you the same type of quality health care benefits you'd expect in a group plan. Fortunately, reliable individual health plans are available to self-employed individuals at premiums that most people can afford.
If you are an EARLY RETIREE: If you're an early retiree who no longer has access to employer group coverage, individual health insurance coverage can be an important and cost-effective way to have health care coverage until your Medicare coverage begins.
If you DON'T HAVE COVERAGE AT WORK: Today, over 45 million Americans under age 65 to not have health insurance coverage (according to the Kaiser Commission on Medicaid and the uninsured). If you're not covered by an employer's plan, choosing an affordable individual health insurance policy for yourself and your family can make a substantial difference in your financial well-being. Insurance helps reduce the financial uncertainty associated with health care, since illness and health care needs are not always predictable. In addition, people without coverage may be exposed to higher out-of-pocket costs compared to those who are insured.
If you would like to receive a quote, please visit any of our
underwriters listed below, and complete the on-line application:
For many individuals, a high-deductible health insurance plan can be a smart choice. These plans offer reliable benefits, affordability and the ability to save and invest with a tax-advantaged Health Savings Account (HSA). Early retirees can also benefit from a high deductible health plan and an HSA–they can keep their HSA in retirement (within limits) and use it to help pay for qualified medical expenses tax-free.